I have taught mortgage banking at different levels in the banking industry.
I am qualified real estate instructor. I still write and teach the "No Money Down" class to real estate agents and the community. If you are looking for "creative financing" techniques; look me up!
I, now, use all of this experience to guide us "older folks" about reverse mortgages.
When you need a speaker.in Arizona; please feel free to do an internet search on "Wes Waddle".